Listen as Charlie Draper discusses whether or not your insurance rates will go up after you have been in a car accident in Florida.

If you live in Florida and you’ve been in a car accident, you may be wondering whether or not your rates will go up when you file a medical claim against your insurance. The short answer is that they shouldn’t, but in some cases they do, even in no-fault states.

Because Florida is a no-fault state, your auto insurance company is required to pay your medical treatment bills and any lost wages for an amount of up to ten thousand dollars. In most cases your rates should not go up because of the no-fault law and the fact that you have been paying premiums for that kind of protection.

However, from the insurance company’s viewpoint you may be labeled as a risk after one accident. It is hard to predict whether or not you will be labeled as a risk. If you have more than one accident in a short period of time, then you may receive a rate increase – or worse – be denied renewal. There’s really no way to predict this. Watch the video to learn more.

If you have additional questions regarding why your rates my increase after an accident, I want you to call me at (407) 846-0075. I welcome your call. Visit our firm’s educational website at, where you can view more videos and media content from our law firm.

Draper Law Office
705 Emmett Drive
Kissimmee, Florida 94741
(407) 846-0075